| FACTS | WHAT DOES COMMUNITY BANK & TRUST DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Bank & Trust chooses to share; and whether you can limit this sharing. |
| REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | DOES COMMUNITY BANK & TRUST SHARE? | CAN YOU LIMIT THIS SHARING? |
|---|---|---|
|
For our everyday business purposes Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
|
For our marketing purposes To offer our products and services to you |
No | We Don't Share |
|
For joint marketing with other financial companies |
No | We Don't Share |
|
For our affiliates' everyday business purposes Information about your transactions and experiences |
No | We Don't Share |
|
For our affiliates' everyday business purposes Information about your credit worthiness |
No | We Don't Share |
| For our non-affiliates to market to you | No | We Don't Share |
| Questions? Call 254-753-1521 |
| MORE INFORMATION | |
|---|---|
| Who we are | |
| Who is providing this notice? | COMMUNITY BANK & TRUST |
| What we do | |
| How does COMMUNITY BANK & TRUST protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal and account information to those employees who need to know that information to provide products and services to you. |
| How does COMMUNITY BANK & TRUST collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| Definitions | |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Non-Affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
|
| Other Important Information | |
|
Special Notice for Texas Residents HOW TO FILE A COMPLAINT. We are chartered/licensed/registered under the laws of the state of Texas and by state law are subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against us should contact the Texas Department of Banking through one of the means indicated below: In Person or U.S. Mail: Telephone No.: (877) 276-5554 Community Bank & Trust also engages in the money transmission and/or currency exchange business as an authorized delegate of Travelex Currency Services Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact the consumer assistance division of Travelex Currency Services Inc. at 1-877-414-6359 (toll free), if you still have an unresolved complaint regarding the company's money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking. |
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Revised April 2018