Resource Center

Articles for Financial Education

  • Wealth Management & Trust Advice

    The King's Chessboard

    We can learn about the power of compounding savings from the inventor of the chessboard.

    Read More

    Investments vs. Trusts

    Should your investment program be a trust? 

    Read More

    Retirement Planning

    When it comes to choosing when to begin retirement, the timing is more important than many realize.

    Read More

    Establishing a Trust

    Why should one consider establishing a trust?

    Read More

    Ask a Trust Officer - IRAs

    Last year I converted my traditional IRA to a Roth IRA. What if I changed my mind? 

    Read More

    The Bucket Plan

    How can one manage their retirement assets so as to be confident of not running them dry? 

    Read More

    Choosing Your Estate Executor

    Being named an executor by a family member or close friend is an expression of the highest regard and trust, but it brings with it significant responsibilities and unexpected challenges. 

    Read More

    The 1994 Parallel

    What happen to the bond market when interest rates finally start to rise? A fall of 2018 market update.

    Read More

    College Savings 101

    When it comes to saving for college, typically a few options come to mind, but there's one that is not used frequently - the Roth IRA. 

    Read More

     

  • Cybersecurity

    Cybersecurity Awareness

    As identity theft continues to be one of the fastest growing crimes in America, we urge you to be aware and take precautions to safeguard your online information from cyber fraudsters.

    Read More

    Tips to Stop a Cyber Thief

    CB&T uses a combination of safeguard to protect your information, and we urge you to partner with us on that effort. 

    Read More

    Protect Yourself Online

    Every second 12 adults become a victim of a cybercrime. Avoid online fraudsters and their scams with these tips.

    Read More

    Five Devices in your Home you didn't know were Hackable

    While you know your computer poses a risk of being hacked, you may not think about the other devices in your home that connect to the internet and are equally vulnerable.

    Read More

    Cybersecurity Protection Suggestions for your Business

    Cyberthreats are mounting for all businesses as hackers target companies of all types with a blitz of increasingly sophisticated and destructive attacks.

    Read More

    Cyber Security Guide for Customers

    While banks are required to have vigorous information security programs to safeguard your information, we also urge you to know how to steer clear of fraudsters. 

    Read More

    ATM Safety Tips

    Tips that are meant to make you aware that although rare, ATM crime can happen.

    Read More

  • Financial Scams & ID Theft

    Ways to Fight ID Fraud Online

    Discover steps you can take to help protect yourself and your financial information while online.

    Read More

    Tips for Avoiding Frauds and Scams

    Crooks use clever schemes to defraud millions of people every year. Learn practical tips to help you stay a step ahead.

    Read More

    Fake Check Scam Warning Signs

    Fake checks drive many types of scams, and changes are you have been the target of a face check scam.

    Read More

    What Does Elder Financial Exploitation Look Like? 

    As Baby Boomers retire and advance in age, an increasing number of Americans are at risk of falling victims to schemes aimed at separating them from their money.

    Read More

    Protecting Yourself From Financial Scams and ID Theft

    You, or someone you know, could become the victim of the fastest growing crime in America - financial abuse in the form of scams and identity theft.

    Read More

    Finanical Fraud and Scams

    Millions of older Americans become victims of financial fraud each year. Explore important fraud facts and examples here. 

    Read More

    Four Simple Steps to Stop an Identity Thief

    CB&T uses a combination of safeguards to protect your information, and we urge you to partner with us on that effort.

    Read More

  • Personal Finance

    Assessing Your Financial Health

    Customers often ask how they can tell if their finances are "good." While this definition of "good" finances are different for everyone, there are a few key numbers you can look at to assess your financial health.

    Read More

    Help Your Children Become Financially Literate

    So much of our lives revolve around money, but many college students indicate they were never formally educated about savings, credit, and budgeting. 

    Read More

    Six Smart Money Moves for New College Graduates

    The habits new graduates develop right after school will have a big impact on their financial future. We recommend a few financial tips to assist new college graduates.

    Read More

    The Case For Financial Planning

    As life gets more complex, so do our finances and a comprehensive financial plan can help in reaching your financial goals. 

    Read More

    Mistakes Made when Living Paycheck to Paycheck

    While you climb the proverbial corporate ladder and make more money, poor financial habits can follow you, continuously sabotaging your finances over the years. 

    Read More

    The Power of Compound Interest

    When people are young, saving for retirement is often the last thing on their minds, but starting early and saving every month can translate into a huge difference in your net worth at retirement. 

    Read More

    Spending Less than you Make

    Ever wonder why the people who have the strongest financial position seem to live modestly and certainly spend less than their income? 

    Read More

    Seven Worthwhile Ways to Use Your Tax Refund

    Tax season is the perfect time to hit the reset button on your finances. CB&T provides options to make the most out of your tax refund. 

    Read More

  • Mortgages

    Choosing a New Home

    Moving into a new place can be exciting and frightening at the same time. In order to avoid making a decision you'll regret, consider a few financial questions when choosing your new home. 

    Read More