Wealth Management & Trust Officers

A team of experienced officers here to serve all your financial needs

Our Trust Officers have a depth and breadth of experience that includes backgrounds as accountants, attorneys, Chartered Financial Analysts (CFA), and MBAs. Our department head, Thad Jennings, has been in the trust services business for more than 20 years, and several of our officers boast more than a decade of experience in banking and trust services. Beyond the bank, our officers serve throughout the community on various boards of philanthropic agencies.

  • Steven M. Dow

    Senior Vice President & Trust Officer
    Personal Trust & Estate Administration

    A licensed attorney, Steve practiced law in Dallas and Waco for 12 years prior to joining Community Bank & Trust in 1999. He currently serves on the Bosqueville ISD Board of Trustees, the Bosqueville Excellence in Education Foundation, the Texas Banker's Association's Government Relations Council, where he is active in lobbying efforts related to the corporate trust industry, and the Volunteer Services Council at the Waco Center for Youth. He is a member of the Kiwanis Club of Waco, Inc., where he serves as Treasurer, and is the Chairman of the Meals on Wheels Program. Steve graduated from SMU School of Law and Trinity University. He is married to Kathleen French Dow, an attorney, and they have one child, Dylan. They enjoy supporting Dylan in his sports and activities.

  • Lisa Hull

    Vice President & Trust Officer
    Personal Trust Administration

    Lisa received her Certified Public Accountant Designation in 1987. She was actively engaged as a CPA with local accounting firms for 20 years prior to joining Community Bank & Trust in 2007. Lisa serves as a mentor in the LEAD program and has been a long-time volunteer with the Adopt-A-School program at Alta Vista Elementary School. In addition, she volunteers in children's ministries at First Baptist Church of Hewitt. A graduate of Texas A&M University with a BBA and Baylor University with an M.T., she has two adult daughters and two grandchildren and enjoys cooking and reading in her spare time.

  • John Kinnaird

    Vice President & Trust Officer
    Personal Trust Administration & Investments

    John started his career at Community Bank & Trust as a credit analyst in 2002 after graduating from Baylor University. John was promoted to Trust Officer and joined the Trust Department in 2007. He is a Chartered Financial Analyst (CFA) and works as an investment portfolio manager. In addition to his duties at the bank, since 2012 John has served as the elected representative for District Three on the Waco City Council. John enjoys hiking and playing disc golf at Cameron Park, attending various Baylor sporting events, and supports a variety of civic organizations in the community.

  • Evan Klaras

    Vice President & Trust Officer
    Personal Trust & Estate Administration

    Evan came to Community Bank & Trust with prior professional experience in management with some well-known businesses in Waco, including Nick's Restaurant and Wilkirson-Hatch-Bailey Funeral Home. A graduate of Baylor University with a BA in Business in 1979 and an Executive MBA in 2001, and the Texas Banker's Association Trust School, Evan has been a Trust Officer with Community Bank & Trust since 2003. Evan stays active within his community through his work with the Waco Rotary Club, Mission Waco/Church Under the Bridge, WISD student mentor program, the Greater Waco Chamber, and the Baylor Bear Foundation. Together, he and his wife, Kimberly Branch Klaras, enjoy the blessing of 4 adult children. Evan enjoys playing golf, and both jazz and classical guitar.

  • Neal Stanfield

    Vice President & Trust Officer
    Personal Trust Administration & Investments

    Neal joined Community Bank & Trust in 2016 after serving as the Investment Officer for FirstBank Southwest Wealth Management in Amarillo, TX. He has been in the financial services industry for 10 years and has experience in banking, insurance, and investments. Neal earned his Bachelor's Degree in Ag Business and Economics from West Texas A&M University. Neal and his wife, Ginger, along with their two children enjoy spending time outdoors, playing golf, riding horses, and team roping.

  • Mark Reitmeier

    Vice President & Trust Officer
    Personal Trust Administration

    Mark, a licensed attorney, was born and raised in Waco. He is a graduate of Baylor University and Baylor Law School. Prior to joining Community Bank & Trust, Mark worked for the federal government. Mark and his wife, Lauren, together with their two children enjoy spending time outdoors and attending Baylor athletic events.

  • Kimberly White

    Vice President
    Trust Operations Manager

    Kimberly started her career in banking at the First National Bank of Bryan in 1999 as a teller, while a student at Texas A&M University. After graduating from A&M in 2002, she was promoted to Loan Operations and eventually Trust. Kimberly joined Community Bank & Trust in 2007. Kimberly and her husband, Kevin, are members of St. Paul Lutheran Church, where they were married in 2010, and have two dogs and a cat. She enjoys spending time with her family, especially her nephews. Kimberly also enjoys playing volleyball.