Apple Pay

Enjoy the benefits of your debit card using Apple Pay

Apply Pay changes how you pay with breakthrough contactless payment technology and unique security features built right into your iPhone. So now you can pay in an easy, secure, and private way.

Interested in using Apple Pay?

Learn more about how to use Apple Pay below:

  • How do I set up Apple Pay on my device?

    If your CB&T debit card is already on file with Apple® (iTunes) and is eligible for this service, you will be offered an option to use it as your default account for Apple Pay. You have the option to add other accounts and will be prompted for a one-time entry of a few account details such as name, address, card number, expiration date, and the three digit card verification code that can be found on the back of your card. Community Bank & Trust, Visa and Apple will work behind the scenes to create a digital version of your account and enable you to start making payments with Apple Pay. 

  • On which devices will Apple Pay work?

    At this time, Apple Pay will work in retailers with iPhone 6 and higher, and Apple Watch. Within mobile applications, Apple Pay is compatible with iPhone 6 and higher, iPad Air 2, and iPad Mini 3.

  • Where is Apple Pay accepted?

    View a list of merchants who currently accept Apply Pay by visiting Apple’s website.

  • Your payment card information, such as the 16-digit account number found on the front of the card, will be replaced with a digital account number that can be securely stored on Apple devices and used to make purchases. Your debit card number is NOT stored on the device, or on Apple servers. This helps to reduce the potential for fraud.

    The process is invisible to customers and happens behind the scenes. It also helps to simplify checkout by eliminating the need to enter and re-enter your account number when buying items in mobile applications "in-app" or at the point-of-sale.

  • How will this keep my information more secure?

    By using a digital account number, you no longer need to share your personal account information when you shop, which reduces the threat of your sensitive data being stored or compromised, because only the digital account number is passed on and your payment details are never actually shared with a merchant. In addition, if your device is ever lost or stolen, you will not need to cancel your underlying card, only the digital account number which can be quickly reissued. 

  • Do I need to be connected to the internet to use Apple Pay?

    For in-store contactless payments you do not need to be connected to the internet.

  • Yes, you are able to easily delete the account from your device. If you delete your digital account you will still be able to make purchases with your physical payment card. 

  • What if my Apple device is lost or stolen?

    If your Apple device is lost or stolen, use "Find My Apple Device" to quickly suspend or remove your digital account numbers for the respective device. You may also contact Community Bank & Trust who can perform the same action on your debit card. Once you receive your new device simply, add cards to your wallet. In the meantime, you can continue to use your physical card without interruption.