Serving beyond expectations.
Accounts for Your Lifestyle
In the market for a new account? We offer a variety of checking and savings options - including CDs - to fit your unique financial situation.
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Loans Made Simple
Our online mortgage application makes it simple to finance your perfect home! You can get the home loan process started by completing an application today.
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Wealth Management
Trust us to preserve your legacy by establishing a financial plan for future generations. Our financial advisors can provide the financial expertise you need to establish a trust for your family.
Meet Our Trust TeamExplore the Mobile Community
Our state-of-the-art mobile banking platform allows you to bank anywhere, anytime, on any device. We invite you to become a part of the Community and experience these features for yourself!
- Mobile Deposit for all customers
- Bill Pay to pay all your bills online
- Debit Card Control - Turn your cards off/on
- And more!
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Our Community Commitment
Leadership Waco 2026
CB&T's Crystal Olguin graduated from the Greater Waco Chamber's Leadership Waco Program. Congratulations, Crystal!
Texas Bankers Association 50-Year Banker Awards
The Texas Bankers Association celebrates those who have worked in banking for 50 years. CB&T's Lorna Willhelm was awarded the 50-Year Banker Award for her 50 years of service!
Texas Bankers Association Emerging Leader Awards
CB&T's Jacob Cates was awarded the Texas Bankers Association Emerging Leader Award.
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BEST Financial Planning Firm & Business Bank
#1 Bank, Loans, Financial Planners, Place to Work & Customer Service
Credit Scores Explained
Just what is a credit score and how is it calculated? Few people understand the true impact a credit score can have on their lives. CB&T's Codi Horacek explains!
Recent Articles
CB&T Announces Leadership Promotion
The board of directors of Community Bank & Trust announced that Benjamin C. Lacy has been named president of the bank, effective immediately. David Lacy will remain chairman and chief executive officer. As president, Ben Lacy will assume increased administrative and leadership …
Making A Will - Simple Is A Perfect Start
“Everyone needs a will. Most Americans don’t have one.” When someone thinks about having a will, they imagine it is something reserved for someone older with significant assets or children. This assumption, along with misunderstandings regarding the time and cost required to make one, …