• 1.81% APY* for 18 Month CD

    Click "Learn More" for more details about this special limited-time CD rate!

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  • Point. Click. Deposit!

    Deposit your checks through the Mobile Community on your smartphone!

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  • Learn About Our Lending Process

    Interested in a loan? Lending Officer Daniel Muniz explains the simple online inquiry process.

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  • Pay Bills in the Mobile Community

    Put the check book away, paying your bills is simple with the Mobile Community!

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  • Explore the Mobile Community

    A year has passed since we launched the new Mobile Community. Have you explored all the new features? 

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Mobile Banking

Deposit checks, control your debit card and more. Explore our mobile solutions.

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Loan Center

Looking for the right loan for your goals? Begin the process online now!

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Trust Services

From trusts and estates, to retirement planning and senior care services - let us assist you.

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About Us

Community Bank & Trust opened our doors on May 14, 1952 on the corner of 18th Street and Washington Avenue in Waco. Today, we are at the same location (plus a few new locations!), with the same name, the same local ownership, and the same commitment of personal service.

CB&T founders envisioned a new kind of convenience in banking. They made their vision a reality through friendly, innovative lending practices that are still in practice today.

We invite you to explore our products and services and experience for yourself what makes CB&T the “Most Loved” bank in our community.

WHAT'S HAPPENING?

Are you making progress toward your financial goals? Are your finances in order? Are you prepared for a financial emergency?

Though the internet has many advantages, it can also make users vulnerable to fraud, identity theft and other scams. According to a Norton Cybercrime Report, 143 million U.S.

As of September 7, 2018, we will be requiring a new endorsement on all checks deposited through the Mobile Deposit feature of the Mobile Community.

CB&T has been made aware of several hundred fraudulent fax solicitations bearing our bank's name.

Our Community