Serving beyond expectations.
Accounts for Your Lifestyle
In the market for a new account? We offer a variety of checking and savings options - including CDs - to fit your unique financial situation.
Open Online Now
Loans Made Simple
Our online mortgage application makes it simple to finance your perfect home! You can get the home loan process started by completing an application today.
Apply Online Now
Wealth Management
Trust us to preserve your legacy by establishing a financial plan for future generations. Our financial advisors can provide the financial expertise you need to establish a trust for your family.
Meet Our Trust TeamExplore the Mobile Community
Our state-of-the-art mobile banking platform allows you to bank anywhere, anytime, on any device. We invite you to become a part of the Community and experience these features for yourself!
- Mobile Deposit for all customers
- Bill Pay to pay all your bills online
- SecurLOCK Equip to control where and when your debit card is used
- And more!
What Our Customers Are Saying
Our Community Commitment
Dr. Ray Perryman
Dr. Ray Perryman visited with CB&T Wealth Management & Trust customers concerning key trends affecting the Waco-area economy and on his outlook for the community's financial future.
Baylor Impact Awards
CB&T received the Community Commitment and the Texas Family Business of the Year awards at the Baylor Impact Awards ceremony at Baylor University. These are awarded to businesses that demonstrate a commitment to improving their community, and to successful, multi-generational, family-owned…
Waco ISD SurPRIZE Patrol
CB&T joined the Waco ISD Education Foundation SurPRIZE Patrol. Our bankers surprised a deserving third grade math teacher at Cedar Ridge Elementary with a grant to fund math manipulatives for her classroom next year.
BEST Bank, Financial Planning Firm & Business Bank
MOST LOVED in Banking, Mortgages, Personal Loans & Financial Advisors
#1 Bank, Loans, Financial Planners & Place to Work
Credit Scores Explained
Just what is a credit score and how is it calculated? Few people understand the true impact a credit score can have on their lives. CB&T's Codi Horacek explains!
Recent Articles
Good News for Waco: Your Banks Are Strong
One of the great strengths of Waco is its locally-owned community banks. Every day we compete against each other for business. But today we come together not as competitors, but with this unified message: The CEO’s of Alliance Bank Central Texas, American Bank, Central National Bank, Community Bank …
Tips to Protect Yourself Online
Though the internet has many advantages, it can also make users vulnerable to fraud, identity theft and other scams. According to a Norton Cybercrime Report, 108 million U.S. consumers were victims of cybercrime in 2021. We recommend following the below tips to help keep you and your …
How to Spot a Phishing Scam
Phishing is when you get emails, texts, or calls that seem to be from companies or people you know, but they’re actually from scammers. They want you to click on a link or share personal information (like a password or social security number) so that they can use that information to steal your …