• IRAs Only - 2.15% APY* for Five Years

    Take charge of your retirement plan with this IRA special rate!

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  • Your wallet, without the wallet.

    Use your CB&T debit card with Apple Pay and Samsung Pay!

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  • Bank Anywhere, On Any Device

    Explore our online banking options in the Mobile Community.

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  • Save with Every Purchase

    Spend & Save rounds up every CB&T debit card purchase so you can save automatically!

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  • Banking Online Safely

    Help ensure the safety of your financial information with these quick online banking safety tips!

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Mobile Banking

Deposit checks, control your debit card and more. Explore our mobile solutions.

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Loan Center

Looking for the right loan for your goals? Begin the process online now!

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Trust Services

From trusts and estates, to retirement planning and senior care services - let us assist you.

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About Us

Community Bank & Trust opened our doors on May 14, 1952 on the corner of 18th Street and Washington Avenue in Waco. Today, we are at the same location (plus a few new locations!), with the same name, the same local ownership, and the same commitment of personal service.

CB&T founders envisioned a new kind of convenience in banking. They made their vision a reality through friendly, innovative lending practices that are still in practice today.

We invite you to explore our products and services and experience for yourself what makes CB&T the “Most Loved” bank in our community.


Few people understand the impact a good credit score can have on their life.

Are you making progress toward your financial goals? Are your finances in order? Are you prepared for a financial emergency?

We encourage you to consider these tips to stay safe at the ATM.                                           

We can learn about the power of compounding savings from the inventor of the chessboard.

Our Community