• 1.00% APY* for one year

    Click "Learn More" for more details about this special CD rate!

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  • Pay Friends with P2P

    The P2P feature and the Mobile Community allows you to securely pay your friends instantly!

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  • Your New Account Dashboard

    See all your accounts in one place with the Mobile Community! 

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Mobile Banking

Deposit checks, control your debit card and more. Explore our mobile solutions.

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Loan Center

Looking for the right loan for your goals? Learn more about our loan products and begin the process online.

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Trust Services

From trusts and estates, to retirement planning and senior care services - let us assist you.

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About Us

Community Bank & Trust opened our doors on May 14, 1952 on the corner of 18th Street and Washington Avenue in Waco. Today, we are at the same location (plus a few new locations!), with the same name, the same local ownership, and the same commitment of personal service.

CB&T founders envisioned a new kind of convenience in banking. They made their vision a reality through friendly, innovative lending practices that are still in practice today.

We invite you to explore our products and services and experience for yourself what makes CB&T the “Most Loved” bank in our community.


It's never too early to begin teaching children the basics of finances.

For National Consumer Protection Week, we encourage you to consider these tips to stay safe at the ATM. 

CB&T has been made aware of several hundred fraudulent fax solicitations bearing our bank's name.

CB&T is pleased to recognize the following employees celebrating anniversaries for the month of April.

Our Community