• More Convenient ATMs

    CB&T customers can now use ATMs at local Circle K stores with no fees!

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  • Bank Anywhere, On Any Device

    Explore our online banking options in the Mobile Community.

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  • Pay Bills in the Mobile Community

    Put the check book away, paying your bills is simple with the Mobile Community!

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  • IRAs Only - 2.15% APY* for Five Years

    Take charge of your retirement plan with this IRA special rate!

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  • Banking Online Safely

    Help ensure the safety of your financial information with these quick online banking safety tips!

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Mobile Banking

Deposit checks, control your debit card and more. Explore our mobile solutions.

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Loan Center

Looking for the right loan for your goals? Begin the process online now!

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Trust Services

From trusts and estates, to retirement planning and senior care services - let us assist you.

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About Us

Community Bank & Trust opened our doors on May 14, 1952 on the corner of 18th Street and Washington Avenue in Waco. Today, we are at the same location (plus a few new locations!), with the same name, the same local ownership, and the same commitment of personal service.

CB&T founders envisioned a new kind of convenience in banking. They made their vision a reality through friendly, innovative lending practices that are still in practice today.

We invite you to explore our products and services and experience for yourself what makes CB&T the “Most Loved” bank in our community.


You've heard by now that the government is sending out relief checks, known as an economic impact payment, as part of the federal response to the Coronavirus crisis.

Updated April 8, 2020

Though the internet has many advantages, it can also make users vulnerable to fraud, identity theft and other scams. According to a Norton Cybercrime Report, 143 million U.S.

Few people understand the impact a good credit score can have on their life.

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