• 1.41% APY* for two years

    Click "Learn More" for more details about this special CD rate!

    Learn More

  • View our Holiday Banking Hours

    Learn More

  • Experience the New Community

    All our digital banking platforms have been completely redesigned to enhance your digital banking experience! 

    Learn More

Mobile Banking

Deposit checks, control your debit card and more. Explore our mobile solutions.

Learn More

Loan Center

Looking for the right loan for your goals? Learn more about our loan products and begin the process online.

Learn More

Trust Services

From trusts and estates, to retirement planning and senior care services - let us assist you.

Learn More
About Us

Community Bank & Trust opened our doors on May 14, 1952 on the corner of 18th Street and Washington Avenue in Waco. Today, we are at the same location (plus a few new locations!), with the same name, the same local ownership, and the same commitment of personal service.

CB&T founders envisioned a new kind of convenience in banking. They made their vision a reality through friendly, innovative lending practices that are still in practice today.

We invite you to explore our products and services and experience for yourself what makes CB&T the “Most Loved” bank in our community.


As identity theft continues to be one of the fastest growing crimes in America, we urge you to take certain precautions to safeguard your online information from cyber fraudster

As life gets more complex, so do our finances and a comprehensive financial plan can help in reaching your financial goals.

Moving into a new place can be exciting and frightening at the same time.

CB&T is pleased to recognize the following employees celebrating anniversaries for the month of December.

Our Community