• Bank Anywhere, On Any Device

    Explore our online banking options in the Mobile Community.

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  • Trust Us to Preserve Your Legacy

    Trust our financial advisors to help you establish a plan for future generations.

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  • Property Improvement Loans

    We can help make your house your dream home.

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  • Learn About Our Lending Process

    Interested in a loan? Lending Officer Daniel Muniz explains the simple online inquiry process.

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Mobile Banking

Deposit checks, control your debit card and more. Explore our mobile solutions.

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Loan Center

Looking for the right loan for your goals? Begin the process online now!

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Trust Services

From trusts and estates, to retirement planning and senior care services - let us assist you.

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About Us

Community Bank & Trust opened our doors on May 14, 1952 on the corner of 18th Street and Washington Avenue in Waco. Today, we are at the same location (plus a few new locations!), with the same name, the same local ownership, and the same commitment of personal service.

CB&T founders envisioned a new kind of convenience in banking. They made their vision a reality through friendly, innovative lending practices that are still in practice today.

We invite you to explore our products and services and experience for yourself what makes CB&T the “Most Loved” bank in our community.


Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals.

October is National Cybersecurity Awareness Month. Celebrate with these tips to bank online safely.

As Baby Boomers retire and advance in age, an increasing number of Americans are at risk of falling victims to schemes aimed at separating them from their money.

What is a FICO score and what does your credit score mean?                                                                                         

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