• Lunch & Learn: ID Theft

    Join us on July 30th to learn tips for avoiding financial explotation.

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  • www.cbtwaco.bank

    Our trusted, online identity is more than just a web address.

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  • 2.02% APY* for Two Year CD

    Click "Learn More" for more details about this special CD rate!

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  • Control Your Debit Cards

    Turn your card off and on, receive transaction alerts, and more with SecurLOCK Equip!

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  • Property Improvement Loans

    We can help make your house your dream home.

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Mobile Banking

Deposit checks, control your debit card and more. Explore our mobile solutions.

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Loan Center

Looking for the right loan for your goals? Begin the process online now!

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Trust Services

From trusts and estates, to retirement planning and senior care services - let us assist you.

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About Us

Community Bank & Trust opened our doors on May 14, 1952 on the corner of 18th Street and Washington Avenue in Waco. Today, we are at the same location (plus a few new locations!), with the same name, the same local ownership, and the same commitment of personal service.

CB&T founders envisioned a new kind of convenience in banking. They made their vision a reality through friendly, innovative lending practices that are still in practice today.

We invite you to explore our products and services and experience for yourself what makes CB&T the “Most Loved” bank in our community.


It's never too early to begin planning for retirement.

When it comes to saving for college, typically a few options come to mind, but there's one that is not used frequently - the Roth IRA. 

Are you a first-time homebuyer eager to get into the market? Here are 10 steps to help you decide whether you’re ready to take the plunge.

Though the internet has many advantages, it can also make users vulnerable to fraud, identity theft and other scams.

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