• In the market for a new home?

    Begin the loan process today with our Loan Inquiry Form!

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  • Control Your Cards from Your Phone

    Turn your card off and on, receive transaction alerts, and more with SecurLOCK Equip!

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  • Point. Click. Deposit!

    Deposit your checks through the Mobile Community on your smartphone!

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  • 2.02% APY* for Five Years

    Click "Learn More" for more details about this special limited-time CD rate!

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  • 1.00% APY* for One Year

    Click "Learn More" for more details about this special CD rate!

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Mobile Banking

Deposit checks, control your debit card and more. Explore our mobile solutions.

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Loan Inquiries

Looking for the right loan for your goals? Begin the process online now!

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Trust Services

From trusts and estates, to retirement planning and senior care services - let us assist you.

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About Us

Community Bank & Trust opened our doors on May 14, 1952 on the corner of 18th Street and Washington Avenue in Waco. Today, we are at the same location (plus a few new locations!), with the same name, the same local ownership, and the same commitment of personal service.

CB&T founders envisioned a new kind of convenience in banking. They made their vision a reality through friendly, innovative lending practices that are still in practice today.

We invite you to explore our products and services and experience for yourself what makes CB&T the “Most Loved” bank in our community.


More than 70 percent of recent graduates began their career owing more than $37,000 in student loans. Hard to believe, but it's true.

On May 14th we celebrate our 66th Anniversary!

CB&T has been made aware of several hundred fraudulent fax solicitations bearing our bank's name.

CB&T is pleased to recognize the following employees celebrating anniversaries for the month of August.

Our Community