• Securely Send Money with P2P

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  • Property Improvement Loans

    We can help make your house your dream home.

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  • www.cbtwaco.bank

    Our trusted, online identity is more than just a web address.

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  • 1.81% APY* for One Year CD

    Click "Learn More" for more details about this special limited-time CD rate!

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Mobile Banking

Deposit checks, control your debit card and more. Explore our mobile solutions.

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Loan Center

Looking for the right loan for your goals? Begin the process online now!

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Trust Services

From trusts and estates, to retirement planning and senior care services - let us assist you.

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About Us

Community Bank & Trust opened our doors on May 14, 1952 on the corner of 18th Street and Washington Avenue in Waco. Today, we are at the same location (plus a few new locations!), with the same name, the same local ownership, and the same commitment of personal service.

CB&T founders envisioned a new kind of convenience in banking. They made their vision a reality through friendly, innovative lending practices that are still in practice today.

We invite you to explore our products and services and experience for yourself what makes CB&T the “Most Loved” bank in our community.

WHAT'S HAPPENING?

Should you be worried about falling interest rates? Find out in this month's "Ask a Trust Officer."

We can learn about the power of compounding savings from the inventor of the chessboard.

When it comes to saving for college, typically a few options come to mind, but there's one that is not used frequently - the Roth IRA. 

Are you a first-time homebuyer eager to get into the market? Here are 10 steps to help you decide whether you’re ready to take the plunge.

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