• Pay Bills in the Mobile Community

    Put the check book away, paying your bills is simple with the Mobile Community!

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  • 1.67% APY* for One Year

    Click "learn more" for more details about this limited-time CD rate.

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  • Explore the Mobile Community

    A year has passed since we launched the new Mobile Community. Have you explored all the new features? 

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  • Learn About Our Lending Process

    Interested in a loan? Lending Officer Daniel Muniz explains the simple online inquiry process.

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Mobile Banking

Deposit checks, control your debit card and more. Explore our mobile solutions.

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Loan Center

Looking for the right loan for your goals? Begin the process online now!

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Trust Services

From trusts and estates, to retirement planning and senior care services - let us assist you.

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About Us

Community Bank & Trust opened our doors on May 14, 1952 on the corner of 18th Street and Washington Avenue in Waco. Today, we are at the same location (plus a few new locations!), with the same name, the same local ownership, and the same commitment of personal service.

CB&T founders envisioned a new kind of convenience in banking. They made their vision a reality through friendly, innovative lending practices that are still in practice today.

We invite you to explore our products and services and experience for yourself what makes CB&T the “Most Loved” bank in our community.


In the wake of recent data breaches, shoppers should be on high alert while purchasing their presents this holiday season.

You, or someone you know, could become the victim of the fastest growing crime in America - financial abuse in the form of scams and identity theft.

As of September 7, 2018, we will be requiring a new endorsement on all checks deposited through the Mobile Deposit feature of the Mobile Community.

CB&T has been made aware of several hundred fraudulent fax solicitations bearing our bank's name.

Our Community