Build Your Business Savings
Whether you’re saving for new equipment or a new location, CB&T savings accounts can help your money work as hard as you do.
Business Savings
Our basic savings account to allow you to save your hard-earned money for your next big purchase.
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Premium Investment Fund
A premium savings account that will earn our best interest rates.
LEARN MORE| Opening Deposit | Monthly Service Charge | Minimum Balance Required to Avoid Service Charge | Number of Withdrawals Allowed per Month | |
|---|---|---|---|---|
| Business Savings | $100 | $5 | $100 | 6, $3/withdrawal after 6 |
| Investment Fund | $25,000 | $10,000 | $10 | 6, $10/withdrawal after 6 |
| Premium Investment Fund | $25,000 | $10,000 | $20 | 6, $10/withdrawal after 6 |
Ready to Open?
If you’re ready to open your account, you can get started online today through our online account opening portal!
Or learn more about our saving options below!
Learn More About Each Account
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Business Savings
- There is a minimum deposit of $100.00 required to open this account.
- This account is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account. We may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). Interest will be compounded monthly. Interest will be credited to the account monthly. If you close the account before interest is credited, you will not receive the accrued interest.
- We use the daily balance method to calculate the interest on the account ("Balance"). This method applies a daily periodic rate to the principal in the account each day.
- Withdrawals and pre-authorized transfers are limited to six (6) for each four (4) week or similar period. Anything in excess of this will be charged $3.00 each.
- If you maintain a daily balance of at least $100.00 every day of the month, there will be no maintenance fee. If you do not, a monthly account maintenance fee of $5.00 will be assessed.
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Investment Fund
- Open this account with a minimum deposit of $25,000.00 and you will earn a premium interest rate and percentage yield. This account allows six (6) withdrawals, in-bank and/or phone transfers per month. Each transaction beyond six (6) will be charged $10.00 per transaction.
- The Investment Fund Account is an interest bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account. The daily interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day we receive credit for your deposit. Interest will be compounded monthly and be credited to the account monthly. If the account is closed before interest is credited, you may not receive the accrued interest for that partial month. On the days the balance is below $500.00, the account will not earn interest.
- If you maintain a daily balance of at least $10,000.00 every day of the month, there will be no maintenance fee. If your balance goes below $10,000.00 at any point during the month, there will be a $10.00 maintenance fee.
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Premium Investment Fund
- If you maintain a daily balance of at least $10,000 every day of the month, there will be no maintenance fee. If your balance goes below $10,000.00 at any point during the month, there will be a $20.00 maintenance fee for that month.
- Open this account with a minimum deposit of $25,000.00. For balances over $10,000 you will earn our premium interest rate. This account allows six (6) withdrawals and in-bank and/or phone transfers per month. Each transaction beyond six (6) will be charged $10.00 per transaction.
- The Premium Investment Fund is an interest bearing account. At our discretion, we may change the interest rate and/or tiered dollar levels on the account daily. On the days the balance is below $1,000.00, the account will not earn interest. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). Interest will be compounded monthly. Interest will be credited to the account monthly. If you close the account before interest is credited, you will not receive accrued interest.