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Spend & Save

Round up every debit card purchase and automatically save!

More possibilities with every purchase

Do you have a hard time saving money? Now you can round up every debit card purchase to the nearest dollar and automatically save!

With Spend & Save, every purchase you make with your CB&T debit card is rounded up to the nearest dollar. The rounded up amount is then deposited into one of your other saving or checking accounts. Now every time you spend, you also save a little - and over time this can add up to a lot! 

How It Works

The Spend & Save program is designed to round up CB&T ATM & Check Card transactions processed on a primary checking account to the nearest dollar, and transfer those funds to a designated checking or savings account of your choice. Each day, a debit will be processed against the primary checking account attached to the debit card that made the transactions for the previous day's debit card transactions, and the total amount of the rounded transactions will be processed. A credit will be processed to the secondary checking or savings account you designate below. The amount of the debits will not be processed on the account if the amount will cause an overdraft to the primary account. The account to which the funds are transferred must be active, and not in an inactive or dormant status. 

If you currently do not have a secondary account with us and would like to open a new checking or savings account, please contact us at 254-753-1521 or visit one of our three convenient locations to open a new account. 

Ready to enroll? 

Complete the form below to enroll in CB&T's Spend & Save program!

Is this a Checking or Savings Account?

By checking the box below, you authorize Community Bank & Trust to debit your primary account for the rounded transaction amounts, and deposit them into the secondary account listed below. You may cancel this service at any time by notifying your local branch, contacting our Contact Center at 753-1521 or by emailing us at

I authorize Community Bank & Trust to enroll me into the Spend & Save program as described above. You may cancel this service at any time.