• There is a minimum deposit of $50.00 required to open this account.
• This account is an interest-bearing account for individuals under the age of 18 and must be opened by an adult. There is no service charge on a Minor's Savings Account regardless of balance. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account. We may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). Interest will be compounded monthly. Interest will be credited to the account monthly. If you close the account before interest is credited, you will not receive the accrued interest.
• Six withdrawals per month are permitted, anything in excess of this will be charged $3.00 each. Pre-authorized transfers are limited to six (6) for each four (4) week or similar period.
• We use the daily balance method to calculate the interest on the account ("Balance"). This method applies a daily periodic rate to the principal in the account each day.

Visit us at one of our three convenient locations to open a Minor Savings Account.

• Open this account with a minimum deposit of $25,000.00 and you will earn a premium interest rate and percentage yield. This account allows six (6) withdrawals, in-bank and/or phone transfers per month. Each transaction beyond six (6) will be charged $10.00 per transaction.
• The Investment Fund Account is an interest-bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account. The daily interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day we receive credit for your deposit. Interest will be compounded monthly and be credited to the account monthly. If the account is closed before interest is credited, you may not receive the accrued interest for that partial month. On the days the balance is below $500.00, the account will not earn interest.
• If you maintain a daily balance of at least $10,000.00 every day of the month, there will be no maintenance fee. If your balance goes below $10,000.00 at any point during the month, there will be a $10.00 maintenance fee.

• Open this account with a minimum deposit of $25,000.00 and you will earn our premium interest rate. This account allows six (6) withdrawals and in-bank and/or phone transfers per month. Each transaction beyond six (6) will be charged $10.00 per transaction.
• The Premium Investment Fund is an interest-bearing account. At our discretion, we may change the interest rate and/or tiered dollar levels on the account daily. On the days the balance is below $1,000.00, the account will not earn interest. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). Interest will be compounded monthly. Interest will be credited to the account monthly. If you close the account before interest is credited, you will not receive accrued interest.
• If you maintain a daily balance of at least $10,000.00 every day of the month, there will be no maintenance fee. If your balance goes below $10,000.00 at any point during the month, there will be a $20.00 maintenance fee for that month.