Forgot Password / Enroll

How Can We Help You?

Property Improvement

Envisioning your dream home? CB&T can help you make your current home the one of your dreams.

We make financing any project easy

Are you planning a remodeling project at your existing home? Home improvement is hard work, but we're here to make financing the project simple. Whether it's with a new coat of paint, a major remodel or even a new addition, a home improvement loan will help make your dreams come true.

Our Home Improvement Loan Process

We've been helping Wacoans lay the groundwork for their ideal home since 1952, providing personalized loans for new home purchases and home improvement projects. A remodeling project for your home can be funded through a home improvement loan or through a home equity loan. As with any loan, our experienced lenders will take the time to get to know you before making a recommendation on which type of loan may be right for your financial situation.

Click the link below to begin your application today, and then one of our experienced lenders will contact you to discuss your financing options.

man painting a wall

Property Improvement Loans

Property improvement loans are a great option as a loan amount is based on your home’s value after the improvements are made. This loan will also give you more options if you are shopping for a new home because you can look at properties you might not otherwise consider, and make improvements later. Also, the interest on your property improvement loan may be tax deductible.


Home Equity Loans

Home equity loans (sometimes known as a second mortgage) allow you to borrow against the equity in your home. You can use this loan for anything you wish – including improvements to your home. The rates on home equity loans tend to be significantly lower than rates on credit cards, so this may be a more economical option than paying for what you need with a credit card.

Unsure which loan is right for you? 

We're here to help! Contact one of our experience Loan Officers today at 254-753-1521 or visit one of our three convenient locations to discuss your financial situation.