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Banking Made Convenient

CB&T makes it convenient to bank from anywhere, at any time!

Community Bank & Trust makes banking convenient and simple. Whether you prefer to bank on the go or wish to speak to an experienced banker, we can meet all your financial needs.

At Community Bank & Trust, we're proud to remain committed to the principles that have guided us since our foundation in 1952: 

  • Strong Capital Reserves
  • Local Management Rooted in Central Texas
  • Quality Local Investments

Our customers value the personal service that only a locally-managed bank can provide, along with the convenience of banking from anywhere, at any time with our modern and reliable technology. 

While others may be changing, Community Bank & Trust remains your stable, responsive, and locally-focused financial partner.

Personal Banking Products & Services to fit your liftstyle:

Checking & Savings Accounts

In the market for a new account? We offer a variety of checking and savings options - including CDs - to fit your unique financial situation.

Explore Our Accounts

Mobile Community

Online & mobile banking with mobile deposits, bill pay, external account linking and more!

Learn more!

Debit Cards You Can Control

Turn your debit card on and off from within the Mobile Community and receive real-time transaction alerts!

Learn more!

ATM Network

Enjoy CB&T's ATM Network that includes surcharge-free ATMs at many local stores, including the CEFCO Convenience Store located near you at 215 S. George Kacir Dr.!

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Local Loans & Mortgages

CB&T has always offered competitive interest rates and loans that close quickly with no surprises at closing.

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Wealth Management & Trust Services

Our Wealth Management & Trust offers are here to help you plan for a more financially secure future. We offer retirement planning, investment management, trust administration, estate settlement and more.

Learn more!

Want to learn more? 

We're here to help! Call our Contact Center at 254-753-1521 or visit one of our three convenient bank locations in Waco to learn more about Community Bank & Trust and open a new account today!